Additional Regular Contribution Calculator

LGPS members can elect to buy extra annual pension in multiples of £250 up to a maximum of £5,000 (in total for those with more than one employment). You have the choice of either providing just a pension for yourself or to provide one for yourself and ANY survivor on your death - spouse, civil partner, nominated cohabiting partner or child.

Purchase is by way of deductions from your pay and the additional contributions must be paid over a whole number of years and must cease before age 65. You may choose to pay over a shorter period if you wish. Contracts can commence at any time of year and you may have more than one contract.

Contracts may be deemed to be paid in full if you are retired on grounds of ill-health or die in service, a medical will be organised through your employers occupational health practice, the cost of which will be charged to you. 

The cost of purchasing additional pension is based on your age, gender, the payment period and whether or not you choose to provide for dependants' benefits.

For more details about buying additional pension and to receive a quotation, please contact the Pensions Section.

You can see an illustration of the cost of buying extra pension spread over a chosen period by using our calculator below:

DISCLAIMER:
Figures provided for information purposes only. They provide an illustration of the cost of buying additional pension over a chosen period depending on your gender and your age at the date contributions would begin.